Apple Pay Will Be Weapons "Destroyed" By Apple ?

(Technewonline) Maybe after the 9/9, for many people, the debut of Apple's new generation iPhone not so special but can not deny that Apple Pay is Apple this ceremony performed at left back too much impression that experts acknowledge, that is the main weapon "destroy" help Apple changed position to compete with rivals. 

Why Apple pay is not the iPay Pay?

   Apple Pay is the crystallization of the research, testing, associated with many of Apple's partners, to provide a payment solution for mobile optimized, fully utilize and uses that NFC brings Touch ID. With integrated NFC chip to simplify payments, replacing credit cards in some countries, especially the United States, the litigation rights concerns, called iPay brand, trademarks Register of services of the giants iPayStatements finance firm ADP (USA), specializing in payroll services so Apple chose the name Apple pay for this product.

So What is Apple Pay?

   This is a service that allows users to view, print and backup your salary statement. Mobile payment services have Apple's mechanism of action is similar to Google Wallet. Service "electronic wallet" which allows users to streamline operations and retail transactions online via the iPhone 6 and iPhone 6 Plus.

   In addition, users iPhone 6, Apple iPhone 6 Plus Watch and clock will be able to use direct debit and MasterCard credit cards issued by member banks through Apple Pay. At the store, users can pay by simply tapping the phones compatible card reader (non-contact type) and transaction authentication through fingerprint form with Touch ID feature on the iPhone. 

  With Apple Pay, users can add credit card on file with iTunes account data and upload new shopping cart to store on their iPhone. These cards will be integrated into Passbook, iOS apps available on the iOS 7 for managing the user's coupons, membership cards and tickets go again ... To cater for deploying Apple Pay, two iPhones Apple's new NFC chip is equipped with (nearly protocol), the popular Android mobile phone and the Secure Element. NFC technology TouchID with fingerprint reader on your phone, allowing users to perform mobile payments in retail stores by bringing the iPhone to scan through a NFC reader and purchase confirmation with sign their fingerprints. Apple has caught up with the major credit card companies such as Visa, MasterCard, American Express ... to help users ease of payment. 

 
ways to using Apple Pay ?

   The credit card you used to register Apple ID account, will become your default card in the machine. To add another card, you will use the camera's computer to verify that the card, after card information, it will send the authentication request to the card-issuing bank which, when completed it will card appear in applications Passbook. In addition, Apple also used for Pay online payment, while watching the video, you'll see that she uses the camera to scan the barcode engine of the iPhone holster, the machine will automatically identify and move to site selling products that, at this time there will be lines of "buy with Apple Pay", click here and use fingerprints to confirm the purchase, that's it!

   When you want to pay, you just need to put the iPhone on the scanner that supports Apple's Pay stores or locations that, thanks to NFC, iPhone will identify and automatically turn on the scanner Passbook application, and displays credit card defaults you. To pay you simply place your finger on the Home key to authenticate the owner (required to install the Touch Fingerprint ID before). 

   With Apple Pay payment solution, Apple has solved the inherent disadvantages of the two cards do not need to 'swipe' (contactless card) traditional security and transaction limits. Contactless card once widely used in European countries to date, how to use it entirely as simple as Apple Pay, just touch the card on the scanner, the biggest drawback is that it does not have an authentication method users after the system was not included in the test card theft area. Thus, as has been stolen, the thief can easily perform batch transactions until the alarm threshold.

   All payment information of users will not be shared or stored in any form, all the data needed for reimbursement will be stored locally in SecureElement security chip, each time making payments , this chip will create a separate code and unique. Apple also takes into account the user's iPhone case is lost and falls into the wrong hands, users can use the Find My iPhone feature from other iOS machine to disable the payment on stolen iPhone that.

Reportedly, the mobile payment service online Apple - Apple Pay will officially launch in October next.

Video experience gadgets of Apple Pay